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Can You Retire at Age 55? Let's Run the Numbers - SmartAsset

Can I Retire at 55 and Take Money From a 401(k) or IRA? Saving money in a 401(k) and/or Individual Retirement Account can help to fund your early retirement goals. But you may run into a snag when trying to take money from those accounts before age 59 ½. First, there’s the Rule of 55.